1109 North Ohio Avenue U.S. 129 North
Directions Live Oak, FL 32060

  • Sales: (888) 861-4907
  • Service: (888) 997-4003
  • Parts: (888) 629-3613

Bad Credit Auto Financing In Live Oak, FL


Meet the requirements listed below and you Qualify!

  • U.S. Citizen.
  • Minimum age requirement is 18.
  • Monthly gross income (before taxes) of at least $1,500.
  • Chapter 7, 11 & 13 bankruptcies are allowed.
  • Vehicle repossessions are allowed.
  • All Credit Scores are accepted.

Are you in search for auto financing but have bad credit? No problem. Walt's Live Oak Ford offers auto loan approvals online through over 30 Banks and credit unions.

First, complete our simple secure, online application and don't worry - your information is protected with the most up to date security and encryption technologies available. Next we will review your application and work on your behalf to negotiate the best rates available with our banks.

We specialize in special financing - even if you have poor credit.

Once you apply, you'll be provided with a direct contact to your personal finance director via email - Please be sure to check your email promptly you may even get approved by more than one auto lender. Choose the terms that work best for you and go buy a car!

Our direct partnership with auto finance companies offer quick loan decisions for most types of credit situations and typically provide instant auto financing for credit scores starting at 550 and above.

Keep in mind, there are attributes other than credit scores that are factored into the approval process. Some of these criteria include steady income of at least $1800 gross income per month, no vehicle repossessions within the last 12 months, no open bankruptcies and a debt to income ratio less than 45%.

Walt's network of auto finance partners provides instant car loan decisions - even if your credit is less than perfect. Once you apply, we'll forward your information to our lending partners and e-mail you the status of your application. You could have pre-approved auto financing within minutes of submitting your information!

If you have a gross monthly income of at least $1800 and a credit score above 550, you could get instant auto financing from one or more of our lending partners.

So, whether you have bad or good credit, if you're looking for quick loan decisions, Walt's Live Oak Ford can help. Apply today and you could get instant car loan approval and be driving your new or used car tomorrow!

Make an Inquiry


  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed


Walt's Live Oak Ford

1109 North Ohio Avenue U.S. 129 North
Directions Live Oak, FL 32060

  • Finance Department: (888) 861-4907